img

PAYYOLI URBAN BANK WELCOMES YOU.....

" SAVE AND BE SAFE WITH US "
Welcome to payyoli co-operative urban bank,the growing urban bank in kerala.We will take care of you,be a part of us.

Read More
img

GROW WITH US ....

At its core,banking is not simply about profit,but about personal relationships.Grow with us...

Read More

WE are committed to Serve YOU

Special features make us different

Easy banking

We provide easy banking for common people.Core banking facility now available for our all customers very easly.We provide easy banking for common people.

Customer satisfaction

We ensure the satisfaction to our customer by making good relationship with them.Custmers are our king,we will serve them.

Availability

This is the one of main feature that makes all banking technology available to you easly and fast.New baking technology makes fast for your transactions.Payyoli urban bank provide that facilities for your banking activity.

Core banking

Bank working under core banking technology.We have our own data center maintained by bank itself.Inter branch transaction avilable for customers.

Quality Banking

Banking makes our customer profitable in all manner.Loans availbale at reasonable interest rates and deposit interest rate is high when compare to other banks.

Fastest banking

Now we are providing fastest banking transaction.You cand send and receive money versy easly and fastest.RTGS/NEFT,CTS Clearing facility make our transaction faster

Our Services

Excellent customer service creates loyal customers for life;customers who are willing to refer our business to friends,family,and colleagues.

DEPOSITS

We are providing attractive shemes for you deposits.Payyoli Urban Bank provide good interest rate for your deposits.

LOANS

Payyoli urban bank provide various types of loans with lowest interest rate.We provide gold loan in attractive insterest rate and easy of operations.

ATM

ATM Debit cards available.Customers can withdraw cash from any atm in india.POS and Ecom transaction also possible.ATM machine service will avaible soon.

RTGS/NEFT

The fastest cash transfering method .Our Customers can send and receive from other banks with IFSC : IBKL0114PCB.

CTS CLEARING

Fastest clearing service available in our bank.We provide cheque clearing service for our customer.

DBT

Direct benifit transfer is service for providing government subsidies like benifits to our customers.

LOCKER FACILITY

Locker facility is an important service with us.We make your valubales secure.High secure locker facility is available with us.

CORE BANKING

Core banking facility make our customer more convenients while contacting to bank.

Easy Banking

Computerised services make you easy and fast.

Our Interest rates

We are providing reasonable interest rates for loan and high interest rates for your deposits

GOLD LOAN
  • 3 Months
    9.00%
  • 6 Months
    9.50%
  • 12 Months
    10.00%
  • 12 Months Special
    10.00%
  • 12 Months Special
    10.00%
  • Agri Gold Loan
    7.00%
  • Gold Cash Credit
    8.50%
OTHER LOAN
  • Up To 50,000
    10.00%
  • 50,001 To 5,00,000
    11.00%
  • Above 5,00,000
    12.00%
HOUSING LOAN
  • Up To 5,00,000
    9.00%
  • Above 5,00,000
    10.00%
CASH CREDIT
  • Up To 50,000
    10.00%
  • 50,001 To 5,00,000
    11.00%
  • Above 5,00,000
    12.00%

Our Service Charges & Fee

We are collecting minimum Amount Of Service charge & Fee

SERVICE CHARGES
  • ATM :
    NILL
  • NEFT/RTGS :
    50.00
  • CERSAI :
    ACTUAL CHARGE
  • CIBIL SCORE DOWNLOAD :
    125.00
GOLD LOAN
  • Gold Loan Miscellaneous Charge :
    0.25 % of Interest
OTHER LOANS
  • Processing Charge :
    0.25 % of Loan Amount + GST
CTS CHEQUE
  • CHEQUE BOOK CHARGE :
    50.00
  • CHEQUE RETURN CHARGE :
    100.00
  • CHEQUE COLLECTION TILL AMOUNT 5000 :
    MIN CHARGE 10.00 + 4.00 (Per Each 1000 Amount)
  • CHEQUE COLLECTION TILL AMOUNT 25000 & ABOVE 5000 :
    MIN CHARGE 20.00 + 4.00 (Per Each 1000 Amount)
  • CHEQUE COLLECTION AMOUNT >5000 & <=25000 :
    MIN CHARGE 20.00 + 4.00 (Per Each 1000 Amount)
  • CHEQUE COLLECTION AMOUNT >25000 & <=100000 :
    MIN CHARGE 20.00 + 2.00 (Per Each 1000 Amount)
  • CHEQUE COLLECTION AMOUNT ABOVE 100000 :
    MIN CHARGE 20.00 + 1.00 (Per Each 1000 Amount)

Latest News

There are many variations of passages of Lorem Ipsum available, but the majority have suffered alteration in some form, by injected humour